I still remember the day my sibling came to me in tears because she couldn’t pay her school fees. I was only 20 then, but I knew I had to do something to help. That’s when I started my first ‘raket’ - selling load online through GCash. It wasn’t easy, but it was a start. I worked tirelessly, and soon I was earning enough to cover not just my sibling’s fees but also help with our family’s expenses.

That experience taught me the value of hard work and the power of having the right financial mindset. I realized that I didn’t need a lot of capital to start earning extra pera. All I needed was my smartphone, a bit of diskarte, and a willingness to learn.

My neighbor, who’s also into online selling, once asked me how I manage to kumita online consistently. I told her it’s all about having the right mindset. You see, most of us Filipinos are used to thinking that we need a lot of money to start a business or invest in something. But the truth is, you can start with what you have - even if it’s just your smartphone.

For me, the key to a financial mindset shift is focusing on what you can control. Instead of waiting for the perfect opportunity or a big amount of money, start small. Use your GCash to buy load, sell it online, and earn a small profit. It may not be a lot, but it’s a start. And trust me, it adds up over time.

I also learned to be practical and patient. I didn’t become successful overnight, but I kept working at it. I tried different side hustles, learned from my mistakes, and adjusted my strategy as I went along. And you know what? It paid off. I’m now able to support my family and even have some extra pera for myself.

So, if you’re struggling to make ends meet or just want to earn some extra pera, I want you to know that it’s possible. You don’t need a lot of capital to start. Just remember, hard work + GCash = success for the Filipino family. Start small, be patient, and always be willing to learn and adapt. Who knows, you might just find yourself achieving financial freedom like I did.