I still remember when my ate asked me to help her invest her extra pera from her side hustle. She was hesitant to start because she thought investing was only for the rich or those with a lot of capital. I told her, “Ate, no capital is not a problem! We can start small and use our smartphones to kumita online.” I shared with her my own experience of using GCash to start investing.

I began with a small amount, just a few hundred pesos, and used the GCash app to buy stocks and bonds. It was easy and convenient, and I could monitor my investments anytime, anywhere. My ate was surprised at how simple it was, and now she’s also investing her extra pera. We both learned that investing is not just for the rich, but for anyone who wants to grow their money.

For those who are new to investing like my ate, I always say that the key is to start small and be consistent. Don’t be afraid to try, and don’t worry if you make mistakes - that’s all part of the learning process. Use your smartphone to research and find reputable investment platforms, like those offered by GCash or other local financial institutions. And always remember, no capital is not a problem - you can start with whatever extra pera you have, even if it’s just a few pesos a day.

My diskarte is to set aside a small amount each day, like 50 or 100 pesos, and use it to invest in stocks or bonds. It may not seem like a lot, but it adds up over time, and it’s a great way to develop the habit of investing. And with GCash, I can easily track my investments and see how my money is growing. So, if you’re an absolute beginner like my ate was, don’t be afraid to start small and use your smartphone to kumita online. You got this, and you can start building your extra pera today!